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"'Scareware' is the latest trick to fool you"

As if the Internet wasn't enough of an obstacle course anyway -- what with popup windows, spam, and online scams -- there's always another kind of malicious software to worry about. The latest and not-so-greatest of these is called “scareware,” named for how it gets your attention by scaring the daylights out of you.

Have you ever been surfing the Web, when all of a sudden you get a notice saying you've got viruses on your computer? These are not always your friendly antivirus program trying to alert you to a problem. Scammers can create popup windows that look like regular Windows alerts, but are actually malicious ads. If it doesn't look like your normal antivirus program, beware! And we'll go over some things to look for, even if it does.

First, it helps to understand what these scam artists are trying to accomplish. Whereas the viruses we're used to are usually designed with your simple annoyance and frustration in mind, scareware is generally geared toward financial gain. The fictional “warnings” you see are intended to scare you into purchasing their software, which will either do nothing for you, or actually create new system problems. In some cases, you can end up with malware that hijacks your computer until you pay for their software (aptly referred to as “ransomware”).
READ more at: times-standard.com/ci_14331659?source=rss
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"Consumer groups: Breaking up banks ‘crucial’ to avoid another meltdown"

February 5, 2010
As the Senate debates financial reform, consumer groups are urging Congress to break up the biggest banks and impose strict limits on proprietary lending, virtually guaranteeing a "repeat" of the 2008 meltdown if those actions aren't taken.

The two components comprise the "Volcker rule" for financial reform, named after former Fed chairman Paul Volcker, who proposed them. President Obama has backed it, citing Volcker as a key ally.

The prospects for its inclusion in the final bill are unclear. ...
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"Lawyers warn of 75% exodus out of the UK"

February 4, 2010
The UK could face a large scale exodus in the coming year as wealthy individuals search for ways around the planned rise in the top income tax rate to 50 per cent in April, according to a poll by international law firm Withers.

Three quarters of the respondents, made up of wealthy individuals including bankers, accountants, independent financial advisers and head-hunters, said they were likely or somewhat likely to move abroad in the next 12 months. On top of this, almost 70 per cent said they...
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"What do your food labels really mean?"

February 1, 2010
What do your food labels really mean? 'Free-range,' 'natural,' 'non-toxic,' and other myths

It's easy to get sucked into buying a product based on what its label says -- after all, that's what the label's designed to do. And some of those label claims are regulated by the U.S. or monitored by the industry, and they actually mean something.

Others, though, have almost no meaning -- they're simply a marketplace come-on, and empty claims like "Made with Natural Goodness," "Kid Approved" and "Docto...
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"Free Checking Accounts Could be Casualty of New Rules"

January 27, 2010
Free Checking Could Go the Way of Free Toasters

Free checking began as a privilege. Once it spread, customers felt entitled. Eventually, it became a commodity, as most banks felt they needed to offer it. Soon, people took it for granted.

But now, free checking may be an endangered species.

Banks are feeling heat from all sides. This week, President Obama moved to limit the size and activities of the biggest institutions. Last week, he proposed a tax to recover bailout funds.

The biggest impact o...
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"Refund e-mail smells like phish"

January 25, 2010
"Scammers use fake IRS logo"
Refund e-mail smells like phish

The latest involves an official-looking "IRS" e-mail that says you can get your tax refund on your Visa and/or MasterCard. The message asks for your Social Security number, Visa and/or MasterCard, their expiration dates, CVVs ("card verification value" numbers), filing status, amount shown on your tax return, etc.

Internal Revenue Service spokesman David Stell said the pitch usually includes the odd reference to "your fiscal activity."...
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One Report: "2010 Employment Forecast"

January 24, 2010
"Starwood Hotels Announces 2010 Employment Forecast"

The news comes on the heels of the U.S. Bureau of Labor Statistics' employment situation report issued Friday that indicates unemployment remained at 10% in December, with 15.3 million unemployed persons.

"Today, the travel industry employs 7.7 million Americans - more than double that of the auto industry - and travel is uniquely positioned to create even more jobs as the economy continues to recover," said Frits van Paasschen, President...


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